three thefts

I arrived in Mexico on the evening of January 22. My flight landed at 8 p.m., and I wanted to get a nice dinner in the city I would be calling home for the next few weeks. So I broke out my Lonely Planet and spotted a place called Mirasoles eight blocks from the hotel I was staying that night. Quoth the guidebook: “This beautiful and classy restaurant offers Michoacan specialties; or alternatively, sample the Argentine parrilla with chimichurri.”
Sounded good. I went. Ordered some carne asada. It was overcooked and tough. Considering the state of my Spanish on January 22, I had probably asked for “grizzled tire rubber with a side of guac,” so I didn’t mind. I paid with my credit card — I hadn’t changed much cash into pesos yet and wanted to conserve my cash stash since banks would be closed the next day — and walked back to the hotel. It was the only time I used my credit card in my first three weeks here.
At dinner, my waiter — let’s call him Mr. Belvedere — was slow and unresponsive. But at some level I have to admire his speed. Because within a few hours of my dinner, with that galvanized steak still tangoing down my digestive tract, he had already taken my credit card number and started shopping.
$95 at a place called “Pilipinomart.” $32.37 to Vonage. $41.38 to MyWebFone.com. $27.98 to something called iTalk Broadband. $347 in all, in dribbles over the next three weeks, many of the charges tiny. I only noticed it all today, while scanning my statement online.
(I shouldn’t jump to the conclusion that Mr. Belvedere is the guilty party. I have no evidence. All I know is that my credit card left my wallet only once in Morelia, and the charges started appearing almost immediately after it did. Maybe it was the busboy. Maybe it was Dick van Dyke. Maybe it was the cow, bitter over being forcibly devolved from a fine piece of Argentine beef to a set of whitewalls. Who knows.)
This is actually the second time this has happened to me. When my friend Fiona and I were roaming around rural China in 1999, we left some bags with a good friend of hers in Beijing — thinking they’d be safer there than in Sichuan backwaters with names like Zoige and Langmusi. What we hadn’t considered was that Fiona’s friend had a boyfriend named Micky, and that Micky liked electronics, and that Micky enjoyed rummaging through our bags looking for valuables. Among the things he found was my credit card, and among the things he bought with it was a nice new TV. Total damage amounted to $470.
I didn’t discover all this until I was back in the states, looking at my credit card statement. We confronted Micky via email, and under pressure from his girlfriend, he fessed up. I just scanned my email archives; this is the apology email he wrote me:
I am very sorry for what I did. I know it is inexcusable even if I give you so many reasons. But please beleive me that I never meant to cheat you. I felt so guilty. I admitted my fault, only it was too late because you’ve gone home already.
I know you were very upset but I’m glad that you gave me the chance to pay you back without any complications. What’s done is done. All I have to do now is to pay what I owe you. I promise to pay; however, I cannot give the whole amount all at the same time. I can give you $200 this month and the remaining $270 by October. I know you are anxious to get the money soon but this is the only way I can manage.
I’m working on how to send you the money. I’ll go to China Bank and inquire about a bank to bank money transfer. When everything is clear, I will inform you right away. In this case, maybe i’ll be needing informations about your bank address and account name and #.
I hope that this is alright with you. If not, please tell me your preferred way of paying you.
Again, I’m very sorry. I have never done this before and will never do again. Curiosity and craziness overcame me at that time.
I remember being incredibly pissed off and Fiona trying to make me see it from Micky’s perspective. He was a poor college student from a poor family. While I at the time was a Toledo newspaper reporter fresh out of college — not exactly part of the moneyed elite — I must have seemed unimaginably rich. I imagined myself spectacularly frugal by backpacking through China for three weeks and spending less than $1,000, including air fare. But to Micky, I must have seemed indistinguishable from Daddy Warbucks. He probably thought I wouldn’t miss it.
I didn’t like that line of argument then, and I don’t like it now. Seems to give carte blanche to anyone in a poor country to take whatever they’d like. I was pissed at Micky, just as I’m pissed at Mr. Belvedere.
Of course, today I’d never even think about sending my bank account information to a known thief in China. But in 1999 — simpler times, I guess, or just a simpler Josh — I did. And Micky sent me the money — no doubt a fair share of his annual income. Don’t know if he kept the TV or not. I do remember his girlfriend being pissy to me in emails because I’d made Micky pay me back.
I’m not going to hunt down Mr. Belvedere this time. I’ll let the credit card company handle that.
The biggest irony of all? The last bogus charge was on February 11. They no doubt would have continued beyond then — if I hadn’t been pickpocketed on the subway in Mexico City last Saturday, February 12. Spent the better part of the afternoon feeling stupid and having money wired to me from the states so I could afford bus fare back to Morelia. (Eternal thanks to SuperFriend Molly for the aid in my time of need.)
But part of the ritual cleansing a pickpocketing prompts is, of course, canceling all your credit cards. Suddenly, Mr. Belvedere’s numbers were no good any more. Sometimes it takes one kind of thief to stop another.

6 thoughts on “three thefts”

  1. Somebody skanked my credit card number (not card) the other day and I’m still not sure how. I’m guessing it’s the random try — they ordered about $2,000 worth of digital music and computer gear, but the c.c. company was wise and didn’t allow it. They also tried to change the billing address to Brooklyn. I’ve been told that even though the c.c. company has the address, that they don’t report this kind of thing to the cops. Too common.

  2. In my case, some of the vendors caught on early. When I discovered everything yesterday, a few of the vendors had already given me credits on my account for the bad buys. But my credit card company never saw fit to tell me about all this.

  3. I got the short straw 4 years ago and had to organise travel for a group of 4 to a wedding in Sweden. I was really pissed when the airline (let’s call them KLM) printed my credit card number & expiry date on every single ticket. We were flying Glasgow – Amsterdam – Sweden, so there were 4 flight coupons kicking about with all my details. I called the credit card company when the ticketrs arrived and they couldn’t care less and refused to issue me with a new card saying that fraud wasn’t a big issue.
    Hmm….
    Anyway, sorry to hear about the trouble you’ve had but I’m sure that they’ll be plenty other things to remember about your stay in Mexico.

  4. When this happened to me, the person who stole my card tried tocharge $4000 worth of stereo stuff. You could almost hear the laughter from the credit card company employee on the line with me, like “You think you even sort of have that much credit?”

  5. I got pickpocketed in the Mexico City subway, too! (Actually, it was my then-boyfriend, but they got to him by slamming me up against the outside of the train, so I felt equally violated…) Tell me, were you in the Zona Rosa? How long did it take you to figure out that your wallet was gone? (Took us about 5 minutes.)
    I think you were right to make Micky pay you back. And I think you’re right to let the cc company deal with it this time. Hang in there, and welcome back (soon)!

  6. It took me maybe five seconds to figure out my wallet was gone. I could feel it happening right before the doors were about to open at the Constituyentes stop. But the car was so packed that when I turned around there were 10 people it could have been. When I started looking around, one guy pointed at three kids who were just getting off the train as the culprits, and I frisked them on the subway platform. But, in retrospect, it was almost certainly the guy who did the pointing who did it.

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